Tag Archives: online


How to Use Layby Online – The Basics for Beginners


Buying anything on credit these days is difficult to say the least. Unless you’re able to produce about 65 years’ worth of payslips, your last five addresses and a written statement from your kindergarten teacher, most lenders don’t want to know. As such, it’s hardly surprising that the use of layby online has skyrockets across Australia as of late, with more and more everyday consumers finding out just how easy and effective it can be. As an alternative to standard credit schemes there’s really nothing else like it and when it comes to setting up such a payment plan, you probably wouldn’t believe how simple it all is!

The first step in the process is to locate a reputable supplier for what it is you want to buy. Some specialise in layby jewellery online, other home improvement products and others stock the whole job lot of everything you can imagine. Whichever you choose, it’s a good idea to check them out prior to getting started by carrying out a web search and seeing what reviews and general feedback you can come across. If they look above board, you’re good to go!

Next comes the fun part of the process – looking though the catalogue and deciding what goodies you’d like to take home. Most will impose minimum spending limits of around $150 or so, but chances are it won’t take you long to find a bunch of bits and pieces to take you beyond this minimum spend! If the site is a genuinely reputable one, you’ll see the price of the item listed inclusive of any charges and interest added by the service provider. If it’s just the standard price you see and you’re advised that the charges will be added later, it might be wise to shop elsewhere.

Once the items have been added to your shopping cart, it’s as easy to set things in motion as it is to check out items from any online store. You’ll be asked whether you’d like to pay for the item every week, every month or perhaps every fortnight and also for how long – the maximum is usually one year. The site will then calculate the amount to be paid in each instalment and if it all looks good, you can agree to the terms and complete the simple arrangement form. This will then be followed by an email to your registered address which is technically your receipt for the purchase plan.

After this, it’s simple a case of having each payment leave your account each week or month by way of direct debit, meaning that you yourself don’t actually have to do anything else at all. The payments are taken until the full balance is paid, at which time your purchases will be sent directly to your door by post or courier. And if during the payment process you find yourself unable to pay on no longer in need of the item, you can apply for a refund of at least some of the amount already paid – terms and conditions vary in accordance with the retailer in question.


Women’s Fashion Jewelry: Tips For a Good Online Shopping Experience

Accessories are truly women’s passion to the limit that many women craze for everything new about them. When it comes to shopping jewelry from online stores, there are various aspects to take into consideration. Here are ten useful tips for a pleasant shopping tour.


Make your list in advance

Unless you are just browsing the images and the available items for a time pass, you need to write down or at least have in mind your shopping list. Jewelry is of many types according to many different criteria: Continue reading

Tips for buying jewelry online

jewelryHave you looked online jewelry before, but still not sure take the plunge and actually buy anything. Have your doubts about online shopping, especially when it comes to buying jewelry online, whether fine jewelry or costume. Ultimately, electronic commerce is totally trustworthy?

Is this true?

If so, this article aims to show that you can now buy jewelry online with confidence, and save time and money!

Just follow the following rules:

1. Make sure you are buying from a jewelry company in good standing. Look accreditation systems in the website of the store as SafeBuy and ShopSafe ensure that standards and ensure best practice among web retailers.

2. Read the information about shopping safe and return policy. Internet sales are subject to distance selling laws that protect consumers. Just because you are buying jewelry online does not mean you have no rights as a customer! Great customer service should also be available online!
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